Welcome To Yuma, AZ Academy Mortgage

Residential Home Loan Professionals Serving Yuma County, AZ Since 1998

The lending experts at Academy Mortgage in Yuma, AZ have been helping first-time homebuyers and seasoned investors with their residential home loan needs since 2000.

As active members of the local real estate community, the Yuma Academy Mortgage team hosts many live educational seminars to teach real estate agents and borrowers about the changing lending regulations and unique qualifying guidelines.

Mortgage Programs We Specialize In:

Whether you’re looking for a Yuma Arizona FHA mortgage, a VA loan if you are a veteran, or a rehab loan for your foreclosure project, it’s important to work with an expert lending team that you can trust.

With the title wave of mortgage lending regulations and approval guideline changes in recent years, many real estate agents, homeowners, new borrowers and even loan officers have found themselves out of the loop and completely confused about what type of homes loans are available in Yuma these days.

Fortunately for you, we have been paying close attention to the real estate and mortgage markets.

Our branch manager, Derek Egeberg, is often asked to be a guest contributor on several national mortgage industry panels, publications and training calls to discuss topics from regulatory legislation to how economic indicators will impact mortgage rates.

The good news is that there are still flexible mortgage programs for Yuma homeowners and buyers that do NOT require 20% down or perfect credit scores.

So, when the talking heads in the media complain about how difficult it is to get financing on a home, they are only telling a small part of the story.

For loan officers who do not have the experience, internal systems, education, program knowledge, banking relationships and corporate support, it is extremely challenging for them to figure out how to get an approval or close a loan on time.

However, our Yuma Mortgage Company has plenty of success stories to prove that it is possible to refinance or obtain financing to purchase a home in this market.