Whether you are looking for a first-time homebuyer’s loan, fixing up a bank owned foreclosure property or leveraging your equity, Academy Mortgage can fund your next home loan.
Below is a list of some of our most popular loan programs, with links for more information.
Please feel free to contact us if you’d like to discuss your unique lending scenario and needs.
Most lenders would consider a conventional mortgage as a loan that conforms to the guidelines set forth by Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs).
Jumbo Home Loans
A jumbo mortgage is a mortgage with a loan amount above conventional conforming loan limits. Jumbo loan limits are different, depending on where your property is located.
FHA Mortgage Programs
The FHA’s goals are to improve housing standards and conditions, provide an adequate home financing system through insurance of mortgage loans and to stabilize the mortgage market.
203k Rehab Mortgage Loans
The financing for this loan will include the purchase price, as well as the improvements you are either required to do to be able to live in the home, or that you want to do, such as upgrade the kitchen or add energy efficient upgrades.
VA Home Loans
The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans secure a mortgage with little or no down payment.